1.0NIAhttps://qa.yourwebsitebuild.com/niacliffhttps://qa.yourwebsitebuild.com/nia/author/cliff/rich600338<blockquote class="wp-embedded-content" data-secret="J9gwX4UFfK"><a href="https://qa.yourwebsitebuild.com/nia/members/rob-brown/">Dr. Rob Brown</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://qa.yourwebsitebuild.com/nia/members/rob-brown/embed/#?secret=J9gwX4UFfK" width="600" height="338" title="“Dr. Rob Brown” — NIA" data-secret="J9gwX4UFfK" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript"> /* <![CDATA[ */ /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); //# sourceURL=https://qa.yourwebsitebuild.com/nia/wp-includes/js/wp-embed.min.js /* ]]> */ </script> https://qa.yourwebsitebuild.com/nia/wp-content/uploads/2025/10/Dr.-Rob-Brown.png744655Rob Brown PhD, FCIA, FSA, ACAS, retired from the University of Waterloo program in Actuarial Science in 2010 after 39 years of teaching and research. In that time, Rob wrote seven books (most in multiple editions) and over sixty refereed papers. His research focus is the design of financial security programs in times of rapidly shifting […]