{"id":1483,"date":"2024-06-12T17:32:00","date_gmt":"2024-06-12T21:32:00","guid":{"rendered":"https:\/\/qa.yourwebsitebuild.com\/nia\/?post_type=media-release&#038;p=1483"},"modified":"2025-12-03T16:49:14","modified_gmt":"2025-12-03T21:49:14","slug":"new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income","status":"publish","type":"media-release","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/","title":{"rendered":"New Research Highlights Key Advantages of Having More Secure, Lifelong Retirement Income"},"content":{"rendered":"\n<p>Canadians encounter financial risks during their post-employment years that could derail their retirement \u2014 particularly from investments, inflation, health and longevity. In Step #2 of the CPP\/QPP paper series <a href=\"https:\/\/www.niageing.ca\/cpp-qpp-step2\" target=\"_blank\" rel=\"noreferrer noopener\">Making a Case for Secure Pension Income<\/a>, Dr. Bonnie-Jeanne MacDonald, Director of Financial Security Research for the NIA, and co-authors Doug Chandler and Alyssa Hodder, Associate Fellows for the NIA, explain how delaying CPP\/QPP benefits can help address these major areas of financial risk in retirement and the value of secure pension income.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/11\/June-12-2024-Press-Release.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Read Now<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Canadians encounter financial risks during their post-employment years that could derail their retirement \u2014 particularly from investments, inflation, health and longevity. In Step #2 of the CPP\/QPP paper series Making a Case for Secure Pension Income, Dr. Bonnie-Jeanne MacDonald, Director of Financial Security Research for the NIA, and co-authors Doug Chandler and Alyssa Hodder, Associate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2062,"menu_order":0,"template":"","meta":{"image":"<img width=\"750\" height=\"961\" src=\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-750x961.png\" class=\"attachment-card-image size-card-image wp-post-image\" alt=\"June 12, 2024 - Press Release Cover\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-750x961.png 750w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-234x300.png 234w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-799x1024.png 799w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-768x984.png 768w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-1199x1536.png 1199w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-1599x2048.png 1599w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover-1350x1730.png 1350w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover.png 1700w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/>","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/","target":"","category":"<div class=\"category\">Income Adequacy<\/div>","date_formatted":"June 12, 2024"},"category":[5,6],"class_list":["post-1483","media-release","type-media-release","status-publish","has-post-thumbnail","hentry","category-income-adequacy","category-pensions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New Research Highlights Key Advantages of Having More Secure, Lifelong Retirement Income - NIA<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Research Highlights Key Advantages of Having More Secure, Lifelong Retirement Income - NIA\" \/>\n<meta property=\"og:description\" content=\"Canadians encounter financial risks during their post-employment years that could derail their retirement \u2014 particularly from investments, inflation, health and longevity. In Step #2 of the CPP\/QPP paper series Making a Case for Secure Pension Income, Dr. Bonnie-Jeanne MacDonald, Director of Financial Security Research for the NIA, and co-authors Doug Chandler and Alyssa Hodder, Associate [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/\" \/>\n<meta property=\"og:site_name\" content=\"NIA\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-03T21:49:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1700\" \/>\n\t<meta property=\"og:image:height\" content=\"2178\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/\",\"url\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/\",\"name\":\"New Research Highlights Key Advantages of Having More Secure, Lifelong Retirement Income - NIA\",\"isPartOf\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover.png\",\"datePublished\":\"2024-06-12T21:32:00+00:00\",\"dateModified\":\"2025-12-03T21:49:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/#primaryimage\",\"url\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover.png\",\"contentUrl\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/12\/June-12-2024-Press-Release_Cover.png\",\"width\":1700,\"height\":2178,\"caption\":\"June 12, 2024 - Press Release Cover\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/media-releases\/new-research-highlights-key-advantages-of-having-more-secure-lifelong-retirement-income\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"New Research Highlights Key Advantages of Having More Secure, Lifelong Retirement Income\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/#website\",\"url\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/\",\"name\":\"NIA\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"New Research Highlights Key Advantages of Having More Secure, Lifelong Retirement Income - NIA","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"New Research Highlights Key Advantages of Having More Secure, Lifelong Retirement Income - NIA","og_description":"Canadians encounter financial risks during their post-employment years that could derail their retirement \u2014 particularly from investments, inflation, health and longevity. 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