{"id":1937,"date":"2025-11-03T11:08:00","date_gmt":"2025-11-03T16:08:00","guid":{"rendered":"https:\/\/qa.yourwebsitebuild.com\/nia\/?p=1937"},"modified":"2025-12-02T11:10:40","modified_gmt":"2025-12-02T16:10:40","slug":"fear-is-robbing-canadians-of-secure-retirements-this-simple-cpp-qpp-tweak-can-change-that","status":"publish","type":"post","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/fear-is-robbing-canadians-of-secure-retirements-this-simple-cpp-qpp-tweak-can-change-that\/","title":{"rendered":"Fear is robbing Canadians of secure retirements. This simple CPP\/QPP tweak can change that"},"content":{"rendered":"\n

For decades, the focus has rightly been on low-income older Canadians. But the next wave of retirees \u2013 what I call the Vulnerable Massive Middle \u2013 are quietly heading toward a different kind of insecurity.<\/p>\n\n\n\n

They\u2019ve worked hard, saved some, but lack the guaranteed workplace pensions their parents once enjoyed. They\u2019re exposed \u2013 and they don\u2019t even know it.<\/p>\n\n\n\n

More than 60 per cent of Canadian workers have no workplace pension. In the private sector, 90 per cent lack the gold-standard defined-benefit plans that once ensured stable income for life.<\/p>\n","protected":false},"excerpt":{"rendered":"

For decades, the focus has rightly been on low-income older Canadians. But the next wave of retirees \u2013 what I call the Vulnerable Massive Middle \u2013 are quietly heading toward a different kind of insecurity. They\u2019ve worked hard, saved some, but lack the guaranteed workplace pensions their parents once enjoyed. They\u2019re exposed \u2013 and they […]<\/p>\n","protected":false},"author":2,"featured_media":1840,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"image":"\"Global","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/fear-is-robbing-canadians-of-secure-retirements-this-simple-cpp-qpp-tweak-can-change-that\/","target":"","category":"

Income Adequacy<\/div>","date_formatted":"November 3, 2025"},"category":[5,6],"tags":[],"stake-holder":[16,14,15],"class_list":["post-1937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-income-adequacy","category-pensions","stake-holder-older-adult","stake-holder-policy-makers","stake-holder-sector-organizations"],"acf":[],"yoast_head":"\nFear is robbing Canadians of secure retirements. This simple CPP\/QPP tweak can change that - NIA<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fear is robbing Canadians of secure retirements. This simple CPP\/QPP tweak can change that - NIA\" \/>\n<meta property=\"og:description\" content=\"For decades, the focus has rightly been on low-income older Canadians. But the next wave of retirees \u2013 what I call the Vulnerable Massive Middle \u2013 are quietly heading toward a different kind of insecurity. They\u2019ve worked hard, saved some, but lack the guaranteed workplace pensions their parents once enjoyed. 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