{"id":901,"date":"2024-09-04T20:20:00","date_gmt":"2024-09-05T00:20:00","guid":{"rendered":"https:\/\/qa.yourwebsitebuild.com\/nia\/?post_type=report&#038;p=901"},"modified":"2025-11-19T13:59:08","modified_gmt":"2025-11-19T18:59:08","slug":"step-3-retiring-problematic-narratives","status":"publish","type":"report","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/step-3-retiring-problematic-narratives\/","title":{"rendered":"Step #3: Retiring Problematic Narratives"},"content":{"rendered":"\n<p>Tackling common misconceptions around the decision to claim Canada Pension Plan (CPP)\/Quebec Pension Plan (QPP) benefits early is one of the many challenges of the CPP\/QPP claiming journey.<\/p>\n\n\n\n<p>In Step #3 of an eight-part paper series, Retiring Problematic Narratives, Dr. Bonnie-Jeanne MacDonald, Director of Financial Security Research of the NIA, and co-author Doug Chandler, Associate Fellow of the NIA, explain the most prevalent flawed narratives impacting the decision to claim CPP or QPP benefits \u2014 one of the most important financial decisions Canadians face \u2014 that can lead to unfavourable results.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"http:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2025\/10\/September-4-2024_Step-3_Report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download Report<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Tackling common misconceptions around the decision to claim Canada Pension Plan (CPP)\/Quebec Pension Plan (QPP) benefits early is one of the many challenges of the CPP\/QPP claiming journey. In Step #3 of an eight-part paper series, Retiring Problematic Narratives, Dr. Bonnie-Jeanne MacDonald, Director of Financial Security Research of the NIA, and co-author Doug Chandler, Associate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1423,"parent":0,"menu_order":0,"template":"","meta":{"image":"<img width=\"750\" height=\"1061\" src=\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-750x1061.png\" class=\"attachment-card-image size-card-image wp-post-image\" alt=\"Step #3 report cover\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-750x1061.png 750w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-212x300.png 212w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-724x1024.png 724w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-768x1086.png 768w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-1086x1536.png 1086w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-1448x2048.png 1448w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-1350x1909.png 1350w, https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2024\/09\/Step-3_Report_Cover-scaled.png 1810w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/>","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/step-3-retiring-problematic-narratives\/","target":"","category":"<div class=\"category\">Income Adequacy<\/div>","date_formatted":"September 4, 2024"},"category":[5,6],"stake-holder":[16,14,15],"class_list":["post-901","report","type-report","status-publish","has-post-thumbnail","hentry","category-income-adequacy","category-pensions","stake-holder-older-adult","stake-holder-policy-makers","stake-holder-sector-organizations"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Step #3: Retiring Problematic Narratives - NIA<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Step #3: Retiring Problematic Narratives - NIA\" \/>\n<meta property=\"og:description\" content=\"Tackling common misconceptions around the decision to claim Canada Pension Plan (CPP)\/Quebec Pension Plan (QPP) benefits early is one of the many challenges of the CPP\/QPP claiming journey. 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