{"id":960,"date":"2021-11-01T22:19:00","date_gmt":"2021-11-02T02:19:00","guid":{"rendered":"https:\/\/qa.yourwebsitebuild.com\/nia\/?post_type=report&p=960"},"modified":"2025-11-20T11:06:10","modified_gmt":"2025-11-20T16:06:10","slug":"affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools","status":"publish","type":"report","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/","title":{"rendered":"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools"},"content":{"rendered":"\n

A new report published by the National Institute on Ageing (NIA) and the Global Risk Institute (GRI), explains why Dynamic Pension (DP) pools are urgently needed to make retirement income security possible for millions of Canadian seniors. With 10 million baby boomers now entering retirement\u2014with longer life expectancies and a greater dependency on private savings to sustain them\u2014it\u2019s more important than ever to find solutions that will help retiring Canadians turn their accumulated savings into low-cost lifetime pension income. DP pools are already recognized as a powerful decumulation solution in other ageing countries around the world; however, they aren\u2019t broadly available in Canada today. The report provides guidance on how to remove unnecessary obstacles and clear the path for this important solution.<\/p>\n\n\n\n

\n
Download Report<\/a><\/div>\n<\/div>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

A new report published by the National Institute on Ageing (NIA) and the Global Risk Institute (GRI), explains why Dynamic Pension (DP) pools are urgently needed to make retirement income security possible for millions of Canadian seniors. With 10 million baby boomers now entering retirement\u2014with longer life expectancies and a greater dependency on private savings […]<\/p>\n","protected":false},"author":1,"featured_media":1554,"parent":0,"menu_order":0,"template":"","meta":{"image":"\"Affordable","link":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/","target":"","category":"

Income Adequacy<\/div>","date_formatted":"November 1, 2021"},"category":[5,6],"stake-holder":[14,15],"class_list":["post-960","report","type-report","status-publish","has-post-thumbnail","hentry","category-income-adequacy","category-pensions","stake-holder-policy-makers","stake-holder-sector-organizations"],"acf":[],"yoast_head":"\nAffordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools - NIA<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools - NIA\" \/>\n<meta property=\"og:description\" content=\"A new report published by the National Institute on Ageing (NIA) and the Global Risk Institute (GRI), explains why Dynamic Pension (DP) pools are urgently needed to make retirement income security possible for millions of Canadian seniors. With 10 million baby boomers now entering retirement\u2014with longer life expectancies and a greater dependency on private savings […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/\" \/>\n<meta property=\"og:site_name\" content=\"NIA\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-20T16:06:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-722x1024.png\" \/>\n\t<meta property=\"og:image:width\" content=\"722\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/\",\"url\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/\",\"name\":\"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools - NIA\",\"isPartOf\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-scaled.png\",\"datePublished\":\"2021-11-02T02:19:00+00:00\",\"dateModified\":\"2025-11-20T16:06:10+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#primaryimage\",\"url\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-scaled.png\",\"contentUrl\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-scaled.png\",\"width\":1804,\"height\":2560,\"caption\":\"Affordable Lifetime Pension Income for a Better Tomorrow report cover\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/#website\",\"url\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/\",\"name\":\"NIA\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/qa.yourwebsitebuild.com\/nia\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools - NIA","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools - NIA","og_description":"A new report published by the National Institute on Ageing (NIA) and the Global Risk Institute (GRI), explains why Dynamic Pension (DP) pools are urgently needed to make retirement income security possible for millions of Canadian seniors. With 10 million baby boomers now entering retirement\u2014with longer life expectancies and a greater dependency on private savings […]","og_url":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/","og_site_name":"NIA","article_modified_time":"2025-11-20T16:06:10+00:00","og_image":[{"width":722,"height":1024,"url":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-722x1024.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/","url":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/","name":"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools - NIA","isPartOf":{"@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/#website"},"primaryImageOfPage":{"@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#primaryimage"},"image":{"@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#primaryimage"},"thumbnailUrl":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-scaled.png","datePublished":"2021-11-02T02:19:00+00:00","dateModified":"2025-11-20T16:06:10+00:00","breadcrumb":{"@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#primaryimage","url":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-scaled.png","contentUrl":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-content\/uploads\/2021\/11\/Affordable-Lifetime-Pension-Income-for-a-Better-Tomorrow_Report_Cover-scaled.png","width":1804,"height":2560,"caption":"Affordable Lifetime Pension Income for a Better Tomorrow report cover"},{"@type":"BreadcrumbList","@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/reports\/affordable-lifetime-pension-income-for-a-better-tomorrow-how-we-can-address-the-1-5-trillion-decumulation-disconnect-in-the-canadian-retirement-income-system-with-dynamic-pension-pools\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/qa.yourwebsitebuild.com\/nia\/"},{"@type":"ListItem","position":2,"name":"Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools"}]},{"@type":"WebSite","@id":"https:\/\/qa.yourwebsitebuild.com\/nia\/#website","url":"https:\/\/qa.yourwebsitebuild.com\/nia\/","name":"NIA","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/qa.yourwebsitebuild.com\/nia\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"}]}},"_links":{"self":[{"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/report\/960","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/report"}],"about":[{"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/types\/report"}],"author":[{"embeddable":true,"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":0,"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/report\/960\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/media\/1554"}],"wp:attachment":[{"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/media?parent=960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/category?post=960"},{"taxonomy":"stake-holder","embeddable":true,"href":"https:\/\/qa.yourwebsitebuild.com\/nia\/wp-json\/wp\/v2\/stake-holder?post=960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}